Kiplinger's Personal Finance Magazine Reader Panel and Your Privacy

Internet Privacy Policy
This Reader Panel Web site is published and maintained by Kiplinger's Personal Finance Magazine (“Kiplinger's”), with offices located at 1100 13th Street N.W., Washington, DC 20005.

Purpose
This Privacy Policy explains what information is collected by Kiplinger's on this Reader Panel web site, how the information is used, and who has access to it.

Attention Kids
If you are younger than 13 you may not give any information about yourself on this web site. Do not enter your name, e-mail address, telephone number or any other information that might help identify you or your family.

What Information is Collected?
On this web site, Kiplinger's does not collect any personally identifying information such as name, address or e-mail address without the knowledge and consent of the individual concerned. For example, such information is collected on this site through voluntary online questionnaires. Our surveys typically ask questions aimed at learning about Kiplinger's users opinions and preferences. The survey results are analyzed and compiled by Kiplinger’s and/or its subscontractors. Kiplinger's may disclose such analyses to advertisers or other third parties in the form of aggregate data, such as overall patterns or demographic reports that do not describe or identify any individual user.

Right to Opt Out
If you do not wish to participate in future surveys, you may indicate that preference by clicking on the appropriate box at the end of the survey or simply reply to the e-mail invitation you received by placing the word REMOVE in the subject line. If you have any questions or concerns about the survey, please send an e-mail to surveyquestions@kiplinger.com.

Access to Your Information
You may review the information that Kiplinger's has collected from you (provided it has been retained) by e-mailing surveyquestions@kiplinger.com. Kiplinger’s will send you a copy of the information it has on file at your request. You may send Kiplinger’s new or updated information at any time.

Kiplinger's Right to Change This Policy
MKiplinger's reserve the right to change or update this Privacy Policy, or any other Kiplinger's policy or practice, at any time without notice to any users of this site or any other Kiplinger's web site. Any changes or updates will be effective immediately upon posting to this site.

Internet Transmission
Unfortunately, no data transmission (whether an e-mail, survey response or other transmission) over the Internet or any wireless network can be guaranteed to be 100% secure. Information you send via the Internet could be viewed in transit by a third party. Kiplinger'swill have no liability for disclosure of your information due to errors or unauthorized acts of third parties during transmission. Once Kiplinger’s receive your transmission, it will take reasonable steps to secure it on its systems. However, Kiplinger’s cannot guarantee that this information will be absolutely safe from intrusion from others, such as hackers.

Contact Information
Kiplinger’s welcomes your comments regarding this Privacy Policy. If you believe that Kiplinger’s has not adhered to this Policy, please contact Kiplinger’s by e-mail at surveyquestions@kiplinger.com.